Retirement Calculator | NurseMoneyDateยฎ
NurseMoneyDateยฎ โœฆ Free Tool

Nurses: Find Out When
You Can Retire

Are you on track for your dream retirement?

Enter your numbers and see how much you need to save, how long it'll take, and what to do next.

Annual expenses ร— 25 = Your Freedom Number

Financial independence means having enough invested that your money covers your living expenses without needing to work. The 25x rule estimates how much that takes.

What does your dream retirement cost?
Pick a number for each lifestyle level. What would you spend per year in retirement?
๐Ÿ’ธ Annual Living Expenses
$
The basics, covered. Simple and intentional.
$
Your current lifestyle, fully covered.
$
Travel, generosity, and total freedom.
Where are you now?
No judgment, just your starting point.
$
403(b), Roth IRA, brokerage, all investment accounts.
%
7% is a common long-term average. Leave it if you're not sure.
When do you want to retire?

Your Progress on Your Retirement Timeline

Here's what retirement looks like across three scenarios. Pick your target.

๐ŸŒฑ Lean FI
Lean Financial Independence
Covers essentials and simple joys without excess.
ร—25=
Monthly investment needed:
per month to reach Lean Retirement by age
โœจ Traditional FI
Traditional Financial Independence
Comfortable and sustainable. The classic FI target.
ร—25=
Monthly investment needed:
per month to reach Traditional Retirement by age
๐ŸŒŸ Fat FI
Fat Financial Independence
Full abundance. Travel, generosity, total optionality.
ร—25=
Monthly investment needed:
per month to reach Fat Retirement by age
How close are you right now?
๐ŸŒฑ Lean Retirement progress0%
โœจ Traditional Retirement progress0%
๐ŸŒŸ Fat Retirement progress0%
Years to Retirement
Your Current Investments
already working for you