💗 Why I’m Becoming a CFP®

I want to share something more foundational today not about exam dates or study plans, but about why I’m becoming a CFP® in the first place.

From the beginning, NurseMoneyDate® was intentionally built as an educational platform.

I believed and still believe that nurses are capable of learning how to invest, manage money, and build wealth on their own. That belief hasn’t changed.

But as this community has grown, my work has changed.

I’ve worked with more nurses who are closer to retirement.
With daughters who want to support aging parents.
With families navigating complex decisions around drawdown strategies, taxes, healthcare costs, and legacy planning.

And something became clear to me:

The closer you get to retirement, the less theoretical money becomes and the more complex and consequential it is.

Early in your journey, DIY investing often makes sense.
Later on, the margin for error narrows.

And I found myself wanting to support that stage of life more fully not just with education and coaching, but with the ability to provide actual fiduciary investment advice.

That longing didn’t come from abandoning my original philosophy.
It came from deepening it.

I still believe in empowerment.
I still believe nurses deserve to understand their money.
But I also understand now in a more embodied way that complexity increases as timelines shorten.

Becoming a CFP® allows me to:

• Support nurses approaching retirement

• Help families navigate high-stakes transitions

• Offer guidance that integrates investments, taxes, planning, and values

• Meet this community where it actually is not where financial advice assumes it should be

This isn’t a pivot away from NurseMoneyDate®.
It’s an expansion in service of it.

And I’m deeply committed to doing this work well.