🎓 What I’m Learning as a CFP® Candidate… and How It’s Changing the Way I See Investing
As I’m going through my CFP® education right now, something has been happening that I didn’t fully expect…
I’m not learning completely new ideas.
I’m getting deeper confirmation of what actually works.
And honestly, that’s been just as powerful.
Because it’s reinforcing something I’ve been teaching you inside NurseMoneyDate® all along…
👉🏽 Simple, consistent investing isn’t basic👉🏽 It’s academic...
🧾 How Your Tax Return Actually Works (The Flow Most Nurses Never See)
Most people experience taxes like this:
You make moneyTaxes get taken outYou file your returnYou either owe or get a refund
And it feels… random.
But behind the scenes, there is a very specific flow your money moves through.
Once you understand this, taxes stop feeling confusing and start feeling predictable.
Step 1: Start With Your Income
This is everything you earn during the year:
Your W-2 ...
🏡 The Tax Rule That Lets You Earn Rental Income… Tax-Free
There’s a rule in the tax code that most people have never heard of.
If you rent out your home for fewer than 15 days in a year…
👉🏽 That income is completely tax-free.
Not reduced.Not deferred.Tax-free.
What This Actually Means
If you rent out your primary residence (or even a second home you personally use) for 14 days or less in a year, you don’t report that income on your taxes.
You also do...