1. OVERVIEW

This is an Agreement between April Rose Soriano Waddell, (“Financial Freedom Coach”) in her capacity as owner of NurseMoneyDate, LLC (“Company”) and you, the Client, for the 90-Minute Money Date Experience (“Services”).

All sales are final for this service. By clicking “Buy Now,” “Complete Order,” or any other phrase on the purchase button, entering your credit card information, or otherwise rendering payment (either in full or partial) for the product for which these terms appear ("Product," “Service,” “Course,” and/or “Program”), you (“Client” and/or “Customer”) agree to be provided with products, programs, or services by April Rose Soriano Waddell ("Owner") or NurseMoneyDate, LLC (“Company”), and you are executing a legally binding agreement with the Company, subject to the following terms and conditions: 

  1. DISCLAIMERS

The Financial Freedom Coach is not a financial advisor, investment advisor, certified financial planner, tax specialist, lawyer, accountant, psychiatrist, psychologist, therapist, or another agent of the Client. 

The 90-Minute Money Date Experience has been prepared for informational purposes only and is not intended to be used for financial advice. The Financial Freedom Coach is not a financial advisor, therefore any information given or spoken about is for educational purposes only. All financial/investment opinions expressed via email, social media, phone, or in person are based on personal research and experience. Although best efforts are made to ensure that all information is accurate and up to date, occasionally unintended errors may occur.

The Financial Freedom Coach does not advise the Client personally concerning the nature, potential, value, or suitability of any particular security, portfolio of securities, transaction, investment strategy, or other matter. All investing is subject to risk, including the possible loss of the money you invest. Client, please consult your own financial advisor. Content on money dates, website, and social media, is for educational purposes only and the Financial Freedom Coach merely cites personal opinions. In order to make the best financial decision that suits the Client's needs, the Client must conduct research and seek the advice of a licensed financial advisor if necessary.

This Program includes no guarantees as to the Client’s results simply by participating in the Program. The customer acknowledges that, as with any endeavor and investment, there is an inherent risk associated. The client agrees that Company will not be held liable for any damages of any kind resulting from or arising from the use or misuse of the Program. The client agrees to indemnify and hold Company harmless for any claims that may arise related to participation in this Program.

The Financial Freedom Coach makes no guarantees about any success that you’ll get from the Money Date Program. The client understands that the 90-Minute Money Date Experience has been designed for general educational and informational purposes only, with the goal of teaching the Client money management skills and providing the Client with awareness of traditional money practices. 

Through the Service, the Provider might provide guidance regarding money management decisions, but it is ultimately the responsibility of the Client (and only the Client) to make the final decision for themselves. The client assumes 100% responsibility 100% of the time for their financial decisions. By using the Financial Freedom Coach’s services the Client accepts any and all risks, foreseeable or unforeseeable, arising from such a transaction. The client agrees that Provider will not be held liable for any damages of any kind resulting from or arising from the use or misuse of the Service. The client agrees that the use of this Service is at the user's own risk.

 

  1. SCOPE OF SERVICES

This Program includes the following Services:

  • 90-minute video call held via Google Meet 

 

  1. RESCHEDULING 

The company has a strict rescheduling policy to respect the time and limited resources of all parties. All rescheduling requests must be made in writing no later than 24 hours prior to the scheduled call and must include a proposed time to reschedule. Failure to comply with this policy may result in forfeiture of the call with no money back.

 

  1. PAYMENT

(a) Upon execution of this Agreement, Client agrees to pay to the Company the full purchase amount for the Product, regardless of what payment option Client selects at checkout. 

(b) If Client selects a payment plan option, Client authorizes Company to charge the card or account used at checkout to complete all payments pursuant to the payment plan. 

(c) Company reserves the right to collect any and all monies owed by the Client to the Company for the Program, by any means necessary within the parameters of the law. The Client shall pay for any fees associated with recouping payment, including but not limited to, collections fees and attorneys’ fees. 

 

  1. REFUNDS

Due to the educational nature of this Program, there are no refunds permitted under any circumstance. Dissatisfaction or disapproval with Coach or Company’s methods is not a valid reason for a refund or excuse to make remaining payments due & owed under this Agreement.

 

  1.   CONFIDENTIALITY

The client agrees to keep Company’s proprietary information confidential. “Confidential Information” includes, but is not limited to:

  • Any systems, sequences, processes, or steps shared with the Client; 
  • Any information disclosed in association with this Agreement;
  • Any trade secrets in connection with the Program or Company’s business practices.

The company promises to value your personal and business information and keep such information confidential. However, by purchasing the Program, the Client hereby agrees to Company sharing the Client’s general wins as a testimonial on Company’s website, social media accounts, and other marketing platforms. 

 

  1.   INTELLECTUAL PROPERTY

This Product contains information that is the intellectual property belonging to Company and to third parties that license some intellectual property to Company. The company provides the Client with a non-exclusive, non-transferable single-user license authorizing the Client to use the materials for their individual purposes only. The client may not share, sell, re-use, reproduce, repurpose or otherwise distribute Company’s intellectual property without prior written consent from Company.

 

  1.   MISCELLANEOUS
  1. Entire Agreement - This Agreement reflects the entire agreement between the Client and Company related to the Program and Services discussed herein. 
  2. Choice of law - The governing law for this Agreement is the State of Illinois, United States.
  3. Arbitration - Any disputes arising under this Agreement shall first be resolved through binding arbitration. 
  4. All Rights Reserved - All rights not expressly granted in this Agreement are reserved by us. 
  5. Term - The Term of this Agreement shall be effective from the date of execution until Services are rendered.  
  6. Termination - Client dissatisfaction with Company and/or Coach’s subjective teaching style, independent judgment, methods, or other techniques are not valid reasons for termination of this Agreement or request of any monies returned to Client. Even if the Client does not complete all portions of the Program, the Client is nevertheless responsible for all payments due and owed under this Agreement by making the first payment of the Program at checkout and executing this Agreement.