NurseMoneyDate® Mentorship TERMS OF SERVICE

Thank you for purchasing The NurseMoneyDate® Mentorship (“Program”). All sales are final for this course. By clicking “Buy Now,” “Complete Order,” or any other phrase on the purchase button, entering your credit card information, or otherwise rendering payment (either in-full or partial) for the product for which these terms appear ("Product," “Course,” and/or “Program”), you (“Client” and/or “Customer”) agree to be provided with products, programs, or services by April Waddell f("Owner") in his/her capacity as owner of NurseMoneyDate®, LLC (“Company”), and you are executing a legally binding agreement with the Company, subject to the following terms and conditions:

INTRODUCTION

NurseMoneyDate®, LLC (“Company”) is a company that provides online courses and other educational materials, along with money coaching and mentorship services for nurses. Company has created the NurseMoneyDate® Mentorship to educate Customer on how to manage their money. The “Program” is a structured 12-week group coaching and mentorship experience, not a private 1:1 coaching program. The Program includes access to a client portal, weekly live group video support sessions (“office hours”), and community engagement with other nurse customers. All coaching, feedback, and support are delivered in a group setting unless otherwise specified.

TERM & TERMINATION

Term - This Term of this Agreement shall be one year from the date of initial purchase, with the exception of Sections 6 through 11, which shall survive the Term of this Agreement.

Termination - Client dissatisfaction with Company and/or Coach’s subjective teaching style, independent judgment, methods, or other techniques are not valid reasons for termination of this Agreement or request of any monies returned to Client. Even if Client does not complete all portions of the Program, Client is nevertheless responsible for all payments due and owed under this Agreement by making the first payment of the Program at checkout and executing these Terms and Conditions.

DISCLAIMERS

The Company is not a financial advisor, investment advisor, certified financial planner, certified personal accountant, tax specialist, lawyer, accountant, psychiatrist, psychologist, therapist or other agent of Customer’s business. Participation in the Program does not create a client-advisor, fiduciary, legal, therapeutic, or other professional relationship between Client and Company. Customer understands that the Program is created to help Customer learn new skills and assist Customer with finding his/her own direction. The Program may offer education regarding money management and investment decisions, but it is the responsibility of the Customer to make the final decision and choose the best option for his/herself.  

Client understands that the Program has been designed by Company for general educational and informational purposes only, with the goal of teaching Customer new skills and providing Customer with awareness of traditional money management practices. Through the Program, the Company might provide education regarding money management decisions, but it is ultimately the responsibility of the Customer (and only the Customer) to make the final decision for his/herself. By using Company’s services and purchasing this Program, Client accepts any and all risks, foreseeable or unforeseeable, arising from such a transaction. Client agrees that Company will not be held liable for any damages of any kind resulting or arising from the use or misuse of the Program. Client agrees that use of this Program is at the user's own risk.

Client hereby acknowledges that financial coaching and mentorship are subjective services and Company’s methods to provide this service may change in terms of style and/or technique. Company and/or Coach may use its personal judgment to provide the Program services to Client, even if these methods do not follow strict adherence to Client’s suggestions. 

This Program does not include: (1) unlimited individualized coaching, advice, or feedback; (2) money-management or professional financial services, including but not limited to accounting, tax preparation, investment management, or financial planning services; (3) legal, tax, or investment advice; or execution of financial tasks or management of financial accounts on the Client’s behalf. All education, guidance, and materials provided through the Program are for informational and educational purposes only.

Customer understands and agrees that Customer is solely responsible for their financial outcomes, including any wealth creation and financial stability achieved using the education and tools provided in the Program. Customer further acknowledges that the Company makes no guarantees regarding financial outcomes or performance, including but not limited to income generation, wealth creation, or financial independence. Results will vary and are solely dependent on the Customer’s individual actions and circumstances. Customer also agrees that he/she is solely responsible for any decision Customer makes and indemnifies Company from any liability regarding said decision. 

Client acknowledges they have independently determined the Program is suitable for them and their goals. The Company makes no representation regarding suitability for any specific individual.

PROGRAM SPECIFICS

The Program includes twenty-four (24) live group coaching and mentorship sessions (“office hours”) offered over twelve (12) weeks, with two (2) sixty-minute office hour sessions available each week. All office hours are delivered inside the Kajabi platform. Client must RSVP at least twenty-four (24) hours in advance to secure a seat for each session.

Client also receives access to the private community platform to submit questions and engage with other nurse participants. Questions may be submitted at any time; however, responses from the coach/mentor will be provided within twenty-four (24) hours on business days.
“Business days” are Monday–Thursday, excluding holidays. All response times and support windows are based on Central Standard Time (CST). No responses will be provided on Fridays or Saturdays. 

Attendance at office hours is optional; however, unused sessions do not roll over, and no credits, transfers, or refunds will be provided for missed or unused sessions.

All coaching and support must occur within the designated Program platforms (Kajabi portal, community, and office hours). The Company does not provide coaching or support via personal text, social media DMs, or private email unless expressly stated.

Company reserves the right to substitute services equal to or comparable to the value of Program if reasonably required by the prevailing circumstances as determined exclusively by Company. 

This Program may be distributed by Company either directly or through a third-party platform. Company reserves the right to substitute services equal to or comparable to the value of Program if reasonably required by the prevailing circumstances as determined by Company. Access to this Program is currently through a third-party platform, Kajabi, LLC. (“Kajabi”). Company is not liable for any limitation of access to the Program caused by Kajabi.

CLIENT’S RESPONSIBILITIES

The Program has been developed for educational and informational purposes only. The Company provides education, tools, and guidance to support the Client in pursuing their personal and financial goals. However, the Company does not guarantee that the Client will achieve any specific results, outcomes, income, financial goals, or other objectives through participation in the Program.

Client acknowledges and agrees that they are solely responsible for their own decisions, actions, and results, and that outcomes will vary based on individual effort, circumstances, and implementation. As with any personal or financial development program, there are inherent risks, and the Company makes no guarantees regarding performance, success, or results. Completion of the Program, or use of Program materials, does not guarantee any particular outcome.

Nevertheless, Customer acknowledges that he/she can optimize her potential results from the Program by adhering to the following: 

• Weekly Office Hours / Support Calls: Client is expected to attend all scheduled weekly office hours/support calls with their coach/mentor and arrive prepared. If a session is missed, Client agrees to review the recording in a timely manner.
  
  
• Proactive Engagement With Coach/Mentor: Client is responsible for initiating communication, asking questions, and seeking clarification or guidance as needed. The coach/mentor’s role is responsive; support is contingent upon the Client’s proactive engagement.
  
  
• Submission of Work for Feedback: Client shall present relevant work or materials during office hours to receive personalized feedback. Consistent weekly participation is required to maintain program momentum and accountability.
  
  
• Program Schedule Compliance: Client acknowledges receipt of the program schedule and agrees to meet all deadlines. Client is responsible for planning ahead and notifying their coach/mentor in advance if delays arise. Failure to meet timelines may affect the level of support available.
  
  
• Community Participation: Client agrees to engage respectfully and constructively within the community environment. Active participation supports the Client’s success and contributes to a positive and collaborative learning environment.
  
  
• Completion of Curriculum Content: Client shall view all weekly pre-recorded lessons and related educational materials within the timeframe designated to remain aligned with program milestones.
  
  
• Utilization of Bonus Resources: Client may access supplemental trainings, expert interviews, and optional resources at their discretion to enhance program learning and development.
  
  
• Weekly Monday Check-In Requirement: Client is required to complete and submit the weekly check-in every Monday. The coach/mentor will review and respond upon submission. No reminders will be issued. Timely submission and communication are the sole responsibility of the Client and are necessary to receive full program support.
  
  
• Responsibility for Outcomes: Client acknowledges that outcomes are dependent on their level of engagement, participation, and follow-through. Client assumes full responsibility for their progress and results throughout the mentorship.

Client agrees to take full responsibility for their participation, effort, decisions, and results.

Client is responsible for ensuring they have adequate internet, equipment, and software to participate. Technology issues on the Client’s side do not warrant a refund or extension.

Payment & Fees

(a) Upon execution of this Agreement, Client agrees to pay to the Company the full purchase amount for the Program, regardless of what payment option Client selects at checkout. 

(b) If Client selects a payment plan option, Client agrees to pay all fees pursuant to the payment schedule outlined at checkout and selected by Client. All payments must be paid before the Program end date, or else Company reserves the right to send Client to collections for any outstanding monies due and owed under this Agreement.

(c) Client authorizes Company to charge the credit card or account used at checkout to complete all payments pursuant to the payment plan Client selected at checkout, and Client does not require separate authorization for each payment. 

(d) If any payments fail, Client agrees to remedy the situation immediately (ie. update Client’s payment information, provide a new credit card, and/or make all past-due payments within 5 business days) or else Client forfeits his/her right to access the Program. 

(e) The Client shall not threaten or make any chargebacks to the Company’s account or cancel the credit card that is provided as security without the Company’s prior written consent. Company reserves the right to collect any and all monies owed by Client to Company for the Program, by any means necessary within the parameters of the law. The Client shall pay for any fees associated with recouping payment, including but not limited to, collections fees and attorneys’ fees. In the event of a chargeback, Company reserves the right to report the incident to credit reporting agencies as a delinquent account. 

(f) Late Fees - Company understands that, from time to time, there are issues with payment. All payments must be received by Company within five (5) days of the due date for that installment. Any payments not received within 5 days of their due date shall be subject to a late fee of $50.00 USD. Any payments not received within 10 days of their due date shall result in Customers breach of these terms and may result in removal of access to the Program. Client shall still remain responsible to make all payments due and owing under this Agreement to Company in the event Client’s access to the Program is revoked.

REFUND POLICY

All sales are final for this course. Due to the inherent nature of educational programs and the electronic transmission of the same, there are no refunds.

Program enrollment is non-transferable and cannot be paused, deferred, or credited to future programs. Failure to participate does not relieve Client from payment obligations.

The Company reserves the right to remove any Client from the Program, without refund, for disruptive, abusive, harassing, or unethical conduct as determined solely by the Company.

NON-DISCLOSURE, CONFIDENTIALITY & NON-DISPARAGEMENT 

Confidential Information & Non-Disclosure - Company takes pride in its proprietary information included in each Program. As such, Customer agrees and acknowledges all Confidential Information shared through this Program and by the Coach is confidential, proprietary, and belongs exclusively to the Company.

 “Confidential Information” includes, but is not limited to:

• Any systems, sequences, processes or steps shared with Customer;
• Any information disclosed in association with this Agreement;
• Any systems, sequences, processes, or trade secrets in connection with the Program or Company’s business practices.

Group Container  - From time to time, participants in the group Program may share sensitive, personal or otherwise confidential information. By participating in this Program, Client understands and acknowledges this, and agrees to keep all information discussed as part of the group Program (amongst other Program participants) confidential.

Testimonials - Company also agrees to protect Customer’s personally identifiable information. However, from time to time, Company may use general statements about Customer’s success for testimonials as part of Company’s marketing strategy. By agreeing to these Terms, Customer agrees to Company sharing Customer’s success stories as testimonials in any matter across any media at the sole discretion of Company. 

Group Call Recordings - Client understands group calls may be recorded for training and archival purposes. Client grants Company permission to use recordings internally. Client will not be publicly identified without consent.

Non-Disparagement - Client agrees, during and/or after use of Program, to refrain from making any statements, whether oral or in writing, that negatively impact Company’s program, business, services, program, or reputation.

INTELLECTUAL PROPERTY & LIMITED LICENSE

Intellectual Property - This Program and the related content shall be considered intellectual property owned by Company. Other examples of intellectual property owned by Company and  within Company’s program include, but are not limited to: trademarks, service marks, layout, logos, business names, course/program/module names, design, text, written copy, certain images, podcast recordings, workbooks, videos, audio files, and all of our paid program (collectively referred to as “Intellectual Property”). 

Limited License - Company grants only a limited, personal, non-exclusive and non-transferable license to Customer to use the Intellectual Property for Customer’s personal and internal business use. Nothing in this Agreement shall transfer ownership of or rights to any intellectual property of the Company to the Client, nor grant any right or license other than those stated in this Agreement. Customer acknowledges that his/her purchase of this Program is for his/her/its single individual use. Customer shall not copy, reproduce, transmit, modify, edit, create derivative works from, alter, sell, or share with others any prodgram or parts of the Program without prior written consent or unless provided otherwise. 

If Customer is also a business owner or professional in a similar industry, Customer shall not misappropriate any of Company’s Intellectual Property and proprietary information in the following manner:

• Teaching Customer’s clients/customers/audience any of the information, methods, solutions, or formulae owned by Company and passing it off as Customer’s own;
• Copying any of Company’s Program content and/or material for Customer’s commercial use;
• Copying, publishing, transmitting, transferring, selling, creating derivative works from, reproducing, or in any way exploiting any of the Intellectual Property owned by Company in either whole or part without prior written consent.  

INDEMNIFICATION / LIMITATION OF LIABILITY 

Customer hereby acknowledges that Company is not liable for any injuries that may arise from Customer’s actions, omissions, or decisions based off Customer’s participation in this Program or use of this Program, including but not limited to: a decision to leave a job, a decision to invest in an opportunity, a decision to start a business, any of Client’s business decisions, any of Client’s financial decisions. Client hereby agrees to indemnify and hold harmless Company of any claims that may arise after use of this Program.  

Access to the Program is delivered through a third-party platform (Kajabi). The Company is not liable for any interruption, limitation, or loss of access caused by Kajabi or other third-party platforms.

MISCELLANEOUS

A. Amendments - We reserve the right to amend this Agreement from time to time. Any amendments must be agreed in writing and executed by both parties.
B. Headings & Severability - Headings are included for convenience purposes only and shall not affect the construction of this Agreement. If any portion of this Agreement is held to be unenforceable, it shall not affect the remaining portions of the Agreement, which shall remain in full effect. If any portion of this Agreement is held to be unenforceable, then the unenforceable portion shall be construed in compliance with applicable law in a light most favorable to the original intentions of the parties. If the unenforceable portion of the Agreement is found by a competent court of this jurisdiction to be contrary to law, then it shall be changed and interpreted to best reflect the original intentions of the parties, and all other provisions shall remain in full force and effect.
C. Entire Agreement - This Agreement reflects the entire agreement between the parties. This Agreement trumps any other existing negotiations, communications or Agreements between the parties, whether written, oral, or electronic, and is the full extent of the Agreement between the parties.
D. All Rights Reserved - All rights not expressly granted in this Agreement are reserved by us.
E. Governing Law - Company is located in the United States and is subject to the applicable laws governing the United States. The governing law for this agreement is the laws of Illinois.
F. Arbitration - Any disputes arising under this Agreement shall first be resolved through a binding arbitration.
G. Maximum Damages - Client agrees and acknowledges that the maximum amount of damages that Client may be entitled to in any claim arising from this Agreement or Program shall not exceed the total cost of the Program.
H. Execution – Customer agrees to accept the above Agreement in its entirety when Customer selects and confirms “I agree to the Terms & Conditions” at the Program checkout page and by rendering first payment.